Apple Pay
Apple Pay allows Payers to pay using their Apple Pay wallet through Yugo's hosted checkout. The payment is processed via card networks.
API value: payment.method = apple_pay
Authorization Flow
- The Payer is redirected to Yugo Checkout
- The Payer sees the Apple Pay button on the secure hosted form
- The Payer authorizes via Apple Pay (Touch ID, Face ID, or passcode)
- The card issuer authorizes the payment and returns the Payer to the Merchant
Processing Timeline
| Stage | Timing |
|---|---|
| Authorization | Real-time |
| Fund receipt by Yugo | Up to 3 business days |
| Crypto delivery (On-Ramp) | Typically day 4 |
Dispute Behavior
Apple Pay payments are processed via card networks and are subject to chargebacks. Key details:
- The dispute window is up to 120 days from the transaction date
- When a dispute is raised, Yugo debits the transaction funds
- For On-Ramp settlements, 90% of the crypto amount is released initially; the remaining 10% is held for 180 days as a chargeback reserve
- The
DISPUTEDstatus applies to Apple Pay Payins
warning
Like card payments, Apple Pay payments carry chargeback risk. Plan your fund management accordingly.
Supported Solutions
Apple Pay is available as a payment method in:
- On-Ramp Payins — settle as crypto to Yugo Balance