Status Lifecycle
Every Payin progresses through a series of statuses. The exact lifecycle depends on the combination of payment method and settlement method.
State Diagram
info
Not all statuses apply to every combination. See the tables below for the specific lifecycle per flow.
Status Definitions by Flow
Payment method: bank_account | Settlement method: bank_account
| Status | Meaning |
|---|---|
CREATED | Payin Intent created by Merchant |
INITIATED | Authorization process initiated (redirect link generated) |
AUTHORIZED | Payment authorized by Payer's bank |
COMPLETED | Payin completed. Does not guarantee settled funds into Merchant's bank account. |
FAILED | Authorization failed or rejected by bank |
EXPIRED | Payin session expired |
Safe to release goods or services to the Payer from this status.
note
Funds are transferred directly from the Payer's bank to the Merchant's IBAN. Yugo does not intermediate the funds, so RECEIVED, SETTLED, and DISPUTED statuses do not apply.
See the Open Banking → Bank Account quickstart for the end-to-end integration guide.